Bajaj Finserv: Loans, UPI & FD P.13.0.1

Bajaj Finserv App caters to over 40 million customers throughout India for their financial and payment requirements. The app allows users to apply for personal loans, home loans, gold loans, and more, with the added convenience of online shopping from a selection of over 1 million products at no-cost EMI. Aside from financial services, users can manage their investments, obtain insurance, pay utility bills, recharge mobile and DTH services, and carry out money transfers using BHIM UPI.

Instant Personal Loan App

• Obtain an instant personal loan of up to ₹40 Lakhs through this application.
• Professionals such as doctors and Chartered Accountants can access funding via professional loans.
• Self-employed individuals have the option to secure a business loan at competitive rates.

Highlights of Personal Loan:

• Loan Amount: ₹20,000 to ₹40 Lakhs
• Repayment Period: 12 to 96 months
• Interest Rate/Annual Percentage Rate (APR): 11% to 34%
• Processing Fees: up to 3.93% of the disbursed amount inclusive of Taxes

For instance, borrowing ₹1,00,000 at a monthly interest rate of 2% for 12 months (calculated using the reducing balance method), results in a total repayment amount of ₹1,17,542 after accounting for processing fees and charges.

No-Cost EMI shopping at Bajaj Mall

• Utilize the Bajaj EMI Card for smart shopping with the benefit of No-Cost EMI on over 1 million products.
• Explore products ranging from electronics, appliances & smartphones to fitness equipment and furniture all available under a No-Cost EMI scheme.
• Access top brands like Samsung, Sony, LG, Whirlpool & more at Bajaj Mall. You can also use the store locator feature to find nearby Bajaj Finserv Partner Stores for in-store purchases.

Bajaj EMI Card

• Apply for the Bajaj EMI card online, check your EMI Card limit and make EMI payments online.
• Utilize the EMI card for online shopping with No-Cost EMI at Bajaj Mall and at over 1.5 lakh local stores.

Bill Payment & Online Recharge

• Online Bill Payments: Conveniently pay electricity bills along with other utilities such as water, LPG, broadband, and receive cashback credited to your Bajaj Pay Wallet.
• Online Mobile Recharge: Recharge popular mobile billers like Jio, Airtel, Vi through the app and earn cashback for future bill payments using Bajaj Pay UPI.
• FASTag: The app allows for quick and easy FASTag recharges facilitating smooth travel experiences.

BHIM UPI App

• Create a unique Bajaj Pay UPI ID to send/receive money or pay bills by scanning QR codes.
• Add funds to your Bajaj Pay Wallet for seamless bill payments.

Credit Card:

• Apply for a Bajaj Finserv-RBL Credit Card easily in a few steps.
• Conveniently make credit card bill payments online, enjoy cash withdrawals, and earn reward points on expenditures with RBL and DBS credit cards.

Fixed Deposits:

• Enjoy high returns on fresh or renewed FDs with special rates on Digital FDs via the app.
• You can initiate FD investments starting from ₹15,000 and also avail loans against them.
• Dive into investments with the Bajaj Finance Systematic Deposit Plan starting at just ₹5,000.

Mutual Funds:

• Fund investment begins from as low as ₹100. Opt for monthly SIP or lump sum payments in various Mutual Funds. Utilize Mutual Fund SIP calculators for better financial planning.

Insurance:

• The Bajaj Finserv App provides an array of insurances such as Health insurance, Motor insurance & Pocket Insurance on its platform.

App in App:

• Simplify your daily shopping and travel needs via one platform with 100+ renowned brand partners.

Features:

• Easily view all your financial relations at once.
• Leverage EMI calculators and pay your EMIs online.
• Check your CIBIL score and access credit health reports online.
• Download your loan account statements.
• Get quick online assistance for your queries.
  
  Contact Us: Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar,Pune-411014